Self-service quote & binding
Glacier Point Insurance is a full-service California broker. Eligible freelancers, consultants, one-person contractors, and event organizers can use Thimble's self-service flow to request a quote and, if offered, bind coverage online.
- Online policy documents are available through Thimble after eligible coverage is bound.
- Monthly, job, or event options may be available; the quote flow shows the applicable payment and cancellation terms.
- Coverage via Thimble, our self-service partner. Thimble determines eligibility, pricing, policy terms, and the issuing carrier.
Not available for every business. If you have W-2 employees, commercial vehicles, a restaurant, or a CSLB-licensed trade, skip the form and talk to a broker.
Questions from first-time visitors
Is this real insurance?
Yes. Policies are issued and serviced by Thimble, a separately licensed insurance agency, through its carrier panel; Thimble sets eligibility, pricing, and policy terms. Glacier Point Insurance Services is a licensed California broker (CA License #6008364) and earns a standard broker commission when you bind.
How do I receive a certificate of insurance?
When eligible coverage is bound, Thimble provides policy documents through its platform. Available certificate and additional-insured options depend on the policy terms shown in the quote flow.
Can I cancel if my project falls through?
Cancellation rights vary by product and policy. Review the specific cancellation terms Thimble presents during the quote flow before binding.
What if my client asks for higher limits than $1M / $2M?
Available limits appear during the quote flow. If the offered limits or endorsements do not satisfy your contract, stop and request a broker review before binding.
Does this work for California contractors?
Only for small, CSLB-exempt work — think handyman-style jobs under $1,000 total (labor and materials, no permit required, no helpers). If you're a licensed CA contractor taking $1,000+ jobs or bidding commercial work, you need a standard contractor policy. Request a broker quote instead.
What if I need workers' comp, commercial auto, or restaurant coverage?
Those aren't offered through this self-service flow. Contact us for a broker review. We specialize in California contractors, restaurants, bars, and trucking, including operations that may need specialty-market review.
Not the right fit?
If you have employees, commercial vehicles, a restaurant, a CSLB license, or any risk the instant flow can't handle, talk to a broker. We place California contractors, restaurants, bars, and trucking every day.
Get a full broker quote