Instant quote & binding
Glacier Point Insurance is a full-service California broker. For freelancers, consultants, one-person contractors, and event organizers, you can quote and bind right here instantly — and walk away with a certificate of insurance you can send a client today.
- Bind in about 3 minutes and download your COI immediately.
- Pay by the month, job, or event — cancel anytime.
- A-rated carrier via Thimble, our self-service partner.
Not for every business. If you have W-2 employees, commercial vehicles, a restaurant, or a CSLB-licensed trade, skip the form and talk to a broker.
Questions from first-time visitors
Is this real insurance?
Yes. Policies are issued through Thimble, a licensed insurance agency partnered with A-rated carriers. Glacier Point Insurance Services is a licensed California broker (CA License #6008364) and earns a standard broker commission when you bind.
How fast will I actually get a certificate of insurance?
For most coverage types, you receive your COI by email within a minute or two of binding. You can download additional COIs and add additional insureds (your client, venue, or landlord) from the Thimble dashboard at any time.
Can I cancel if my project falls through?
Yes. Thimble policies are designed for flexibility — monthly GL and Professional Liability policies can be cancelled any time, and event policies can be cancelled before the event start date. Specific cancellation terms appear during quote.
What if my client asks for higher limits than $1M / $2M?
Higher limits are usually available during the quote flow. If you need $5M+ aggregate, umbrella coverage, or specialized endorsements, stop and request a full broker quote — we place those directly with CA carriers.
Does this work for California contractors?
Only for small, CSLB-exempt work — think handyman-style jobs under $500 or a single project. If you're a licensed CA contractor taking $500+ jobs or bidding commercial work, you need a standard contractor policy. Request a broker quote instead.
What if I need workers' comp, commercial auto, or restaurant coverage?
Those aren't offered through the instant flow. Contact us for a full quote — we specialize in California contractors, restaurants, bars, and trucking, and place risks other brokers decline.
Not the right fit?
If you have employees, commercial vehicles, a restaurant, a CSLB license, or any risk the instant flow can't handle, talk to a broker. We place California contractors, restaurants, bars, and trucking every day.
Get a full broker quote