For established retail dealerships
Dealer insurance. A broker on your side.
Auto liability, inventory coverage and dealer E&O. Work directly with an independent broker who represents your dealership and approaches suitable insurance markets.
Call the person handling your insurance. Your inquiry comes to us; it isn’t sold to other agencies.
We aren’t limited to one insurer. We seek options that fit your operation, subject to underwriting and availability.
We explain coverage, exclusions and total cost, and work through questions or requested changes before you decide.
Retail dealer quote
Best fit: established retail lots with 15+ vehicles and typically $250,000+ in inventory.
Start with the dealership, current insurance and peak inventory. A licensed broker will review the operation and follow up by phone or email.
Prefer to talk? Call a Broker: (925) 744-6553.
A licensed broker will review your dealership and follow up by phone or email. Any additional underwriting information will be requested during that review.
Call the person handling your insurance. Your inquiry comes to us; it isn’t sold to other agencies.
We aren’t limited to one insurer. We seek options that fit your operation, subject to underwriting and availability.
We explain coverage, exclusions and total cost, and work through questions or requested changes before you decide.
Three different exposures
On the road
Claims from other people.
For covered injury or property damage claims involving vehicle use. Review permitted drivers, test drives and personal-use restrictions.
On the lot
Damage to vehicles you own.
Dealer open lot or physical damage coverage addresses covered losses to vehicles held for sale. Compare causes of loss, deductibles and limits.
At the sale
Specified errors in a transaction.
May address specified title, odometer or financing-related allegations arising from vehicle sales.
Other needs may include garagekeepers, property, workers’ compensation or excess liability. Coverage is subject to underwriting, availability and policy terms.
Two separate questions
Tell us about both. Personal-use coverage must be confirmed in the proposed policy.
Part-time employment does not automatically mean a reduced driver rate. Actual use and the insurer’s rules matter.
We work through the details that affect how the lot is insured.
Security measures inform underwriting; a particular measure does not assure a discount or acceptance.
Budget expectations
Continuous prior coverage and a clean claims history can support more favorable underwriting. New ventures, previously uninsured dealerships and coverage lapses may face higher rates or fewer options.
Your broker handles the market search
Discuss coverage needs and budget directly with your broker.
We collect the underwriting details insurers need to evaluate your operation.
We explain coverage, exclusions and total cost before you decide. Options depend on underwriting.
Do not assume the policies are interchangeable. Tell us who drives, which vehicles they use and whether that includes personal trips. We review the proposed provisions and exclusions.
Financing may be available. Review the actual down payment, installment schedule and financing charges. Annual premium divided by twelve is not a payment offer.
Submitting a form, receiving an estimate or reviewing a quote does not put coverage in force. Your broker will confirm the requirements and effective date when coverage is bound.
A dealer bond and dealership insurance address different obligations. This intake is for the insurance program, not a bond-only purchase.
Glacier Point Insurance Services, Inc. is an insurance producer, not an insurer. CA License #6008364. Coverage is subject to carrier underwriting, availability and policy terms. Some placements may use approved surplus lines insurers and are subject to applicable California disclosures and diligent-search requirements. No coverage is bound by submitting this form.
