California Winery & Vineyard Insurance
Estate & Urban Wineries · Vineyards · Tasting Rooms · Weddings & Private Events on Premises
Request a broker review for a renewal, new venture, ownership change, prior declination, or winery program that needs property, liquor, event, and stock coverage considered together.
Start with contact info only — details optional. We review and reach out — typically within one business day.
For wine businesses arranging coverage now
Renewal or replacement
Review the current policy, property values, wine stock, event activity, and liquor terms before approaching markets.
Opening or ownership change
Build the submission around the license, operating plan, tasting activity, events, and contractual requirements.
Declination or restrictive terms
Identify the underwriting issue and assess available standard and specialty-market paths.
Coverage built around how wine businesses actually operate
A winery submission can involve production, vineyards, property, equipment, stock, tasting-room service, and events. We organize those facts for standard and specialty markets, subject to each carrier's underwriting requirements.
Tasting rooms & wine bars
On-site pours, by-the-glass service, and club events — liquor liability structured for wine-forward operations, on-premises or off-site rooms.
Weddings & private events
Hosting events changes your risk profile — and venue contracts bring certificate and additional-insured requirements. We structure coverage for the events you actually host.
Wine stock, tanks & equipment
Aging inventory, leakage, contamination, tank collapse, production equipment, refrigeration, and valuation are reviewed with the property program.
Vineyards & production
Vines, farm equipment, harvested grapes, custom crush arrangements, bottling, storage, and wine in transit can create distinct exposures.
A broker review built around the operation
A winery with production, a tasting room, retail sales, and an event calendar can span several underwriting categories. The submission should explain how those activities fit together and which controls are in place.
You work directly with the broker who will handle your submission, not a service-center queue — the same person who takes your risk to market is the one who explains what came back. Glacier Point is an independent broker, not an insurance company, and carrier underwriting determines availability and terms.
The review focuses on the facts underwriters need: operations, revenue mix, property and stock values, wildfire placement, equipment breakdown, events, liquor service, loss history, and requested limits. We then identify markets that may fit those facts.
Sound like your situation? Start with contact info — details can wait.
Helpful if handy — not required to start
- • Your ABC license type (02 winegrower, 42, or pending application)
- • Rough annual revenue and how it splits: wholesale, tasting room, club, events
- • Your event calendar — weddings, private events, live entertainment, and roughly how many per year
- • Wine inventory value on hand, if you carry meaningful stock
- • Production equipment, tanks, refrigeration, and peak inventory values
- • Current property placement, including any FAIR Plan or limited-fire policy
- • Claims history, if any — prior claims don't disqualify you, they shape how we present your business
- • Current policy renewal date, or your target opening date
Don't have it all? Send what you have — we'll tell you what actually matters for your risk.
Prefer to talk? Call (925) 744-6553.
Get a real review of your winery's exposure
One broker, many markets, and a submission built to explain your operation to an underwriter.
Prefer phone? Call (925) 744-6553.
Some placements are written through approved surplus lines (non-admitted) carriers where admitted markets decline a risk; surplus lines placements follow California's diligent-search requirements. All quotes are subject to carrier underwriting — we can't promise acceptance or specific terms before an underwriter reviews your operation.