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AM Best is the world's oldest and most trusted insurance rating agency, founded in 1899. They evaluate insurance companies' financial strength and ability to pay claims.

A- Rating or Better indicates strong financial stability and creditworthiness. This means the insurance company has:

  • Strong balance sheet
  • Solid operating performance
  • Favorable business profile
  • Proven ability to pay claims promptly

We target carriers rated A- or better. Some specialty placements may use a carrier rated below A- or not rated by AM Best; we disclose that before binding.